Casinos That Accept Bank Transfer in the UK

Updated October 2026
Licensed
gbAvailable in GB
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Casinos That Accept Bank Transfer in the UK
Last updated: Reading time: 31 min

Boku charges a mobile network account or prepaid credit, while bank transfers use a separate payment route and winnings cannot be paid out through Boku.

What “Bank Transfer” Means in a Boku Casino Search

A search for casinos that accept bank transfer in the UK normally points towards a conventional payment from a personal current account. The money leaves the bank, reaches the casino’s payment provider, and is recorded as a deposit. That is not the payment route described here.

The relevant method is Boku, a Pay by Phone service. It connects the gambling deposit to a mobile network account rather than to online banking. The charge may appear on a monthly mobile bill or come out of available prepaid credit. No bank card or bank account is needed for the payment itself. The phone, in this small financial drama, becomes the cashier.

That distinction matters because the phrases used for bank transfer casinos can gather several different ideas under one roof. Some people mean a direct transfer through online banking. Others mean a payment service that charges a mobile account, because both routes move money into a casino balance without handing over card details. They are not interchangeable, and a cashier offering one does not necessarily offer the other.

Bank transfer and Boku are separate methods

A conventional bank transfer is tied to a bank account and its transfer details. Boku is tied to a mobile number and the customer’s relationship with a mobile operator. The two methods therefore differ in the account being charged, the information needed to authorise the payment and the way the transaction appears afterwards.

This is why a page about UK bank transfer casinos can be a poor match for someone specifically looking for Boku. The phrase may describe the intended destination — a casino deposit without a card — while missing the actual route. Conversely, a casino that accepts Boku should not automatically be described as accepting bank transfers. Payment labels are not decorative. They determine what money can be used and which provider stands between the player and the operator.

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The distinction is also important for checking availability. A casino cashier may display a Pay by Phone option while offering no ordinary bank-transfer facility, or display bank transfer while having removed Boku. The names sit close together in casual descriptions, but the underlying arrangements remain different.

Why Boku appears in this comparison

Boku has been associated with UK online casino deposits because it allows a mobile account to fund gambling without a card or bank account. That made it relevant to searches for quick casino payments and other alternatives to card funding. It also placed the method inside a more complicated regulatory environment, where operators assess not merely whether a payment can be processed but how the payment fits their compliance responsibilities.

The UK Gambling Commission did not introduce a rule naming Boku and banning it. Instead, individual operators have withdrawn the method because of compliance risk. That is a quieter process than a formal prohibition, but it has much the same practical effect at the cashier: a method once visible may disappear when an operator changes its payment policy.

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A specialist review has described the movement away from Boku since 2023, with operators replacing it with Fonix, Siru Mobile or removing Pay by Phone options altogether. That account is time-sensitive rather than a permanent description of every UK cashier. Payment menus change, and a name remembered from an older review is not evidence that the option remains available today.

The shrinking availability

Only a small number of UKGC-licensed casinos still accept Boku deposits. The important word is “small”. Boku is not a universal substitute for bank transfer, nor is it a stable feature across the British market. Its remaining presence should be treated as a specific cashier option that requires checking before any deposit is attempted.

The decline since 2023 also explains why older descriptions can create confusion. A list may name operators that once offered Boku, while a current cashier presents a different Pay by Phone service or none at all. The operator’s licence status and its payment menu are separate questions: a casino may remain licensed while changing the methods it supports.

Remote gambling in Great Britain requires a relevant Gambling Commission licence. A payment method cannot turn an unlicensed site into a lawful one.

For British players, the wider legal frame is clear. Remote gambling offered to consumers in Great Britain requires the relevant Gambling Commission licence, regardless of where the operator’s key equipment is located. The Commission issues operating licences to businesses serving this market. A payment method cannot turn an unlicensed site into a lawful one, and a familiar brand name cannot replace checking the current licence on the Commission’s public register.

What this means for the phrase “bank transfer casino”

The phrase is useful only after the intended payment route has been identified. If the requirement is a transfer from a bank account, Boku is the wrong category. If the requirement is a mobile-billed or prepaid mobile deposit, ordinary bank-transfer results may lead elsewhere entirely. The two routes can serve a similar wish — funding a casino without using a conventional card — while remaining technically and practically distinct.

So the relevant comparison is not between one “best” payment label and another. It is between the account being charged, the service shown in the cashier and the method available at the licensed operator at the time of registration. Boku’s shrinking footprint makes that check especially important. A convenient name from an old payment guide is not a living cashier.

Small category, large confusion.

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How a Boku Deposit Reaches the Casino

A Boku deposit begins in the casino cashier, not in a bank-transfer form. The payment route is built around a mobile number: the casino requests the amount, Boku links that request to the phone account, and the mobile network collects the charge. The casino then receives confirmation that the payment has been authorised.

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The sequence is short, but each stage has a distinct role.

Selecting Boku in the cashier

After opening the deposit area, the player chooses Boku from the available payment methods. The cashier then displays the fields needed for the transaction. The available options depend on the operator and may change as casinos revise their payment arrangements, so the presence of Boku is established in the cashier itself rather than assumed from an old payment page.

The amount is entered first. Boku transactions use set denominations, so the cashier presents the amounts accepted for that route rather than treating it like a bank transfer, where a customer might type any permitted figure. The payment request remains pending until the phone number has also been supplied.

A mobile phone is essential because Boku bills the payment through the mobile network. This is the central difference between a Boku deposit and a conventional bank transfer: no sort code, account number or banking application forms the heart of the transaction. The phone account does.

Entering and checking the phone number

The player enters the mobile number associated with the intended payment. This detail matters because the charge is attached to that number’s billing arrangement. A mistyped number can prevent the verification message from arriving or send the request towards the wrong account, so the number shown in the cashier should correspond to the phone being used for the payment.

How Boku works

Boku links a gambling deposit to a mobile network account rather than to online banking. The charge may appear on a monthly mobile bill or come out of available prepaid credit.

Boku then passes the transaction request to the mobile operator. The operator checks whether the payment can be charged through the account. For a contract customer, that means the charge is added to the monthly mobile bill. For a PAYG customer, the amount is taken from the available prepaid credit. The same payment service therefore reaches the casino through two different billing habits: one appears later on an account statement, while the other reduces an existing balance.

The casino is not collecting the money directly from a bank account. The mobile network acts as the billing route, while Boku connects that route with the casino cashier.

Confirming by text message

Once the number and amount have been submitted, Boku sends an SMS verification code. The player enters that code into the payment prompt to confirm the transaction. This step links possession of the phone to the request placed in the cashier and prevents the deposit from being completed solely by entering a number.

The code is not a separate bank-security procedure. It is the confirmation stage of the Pay by Phone payment. Until it is entered successfully, the casino has no completed Boku deposit to credit. A missing message, an expired code or an incorrectly entered code leaves the transaction unfinished rather than turning it into a partial payment.

After confirmation, the mobile operator authorises the charge according to the customer’s billing arrangement. A contract customer sees the cost placed on the monthly bill; a PAYG customer has the amount deducted from prepaid credit. The payment has travelled through the phone account, not through the banking system.

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From authorisation to casino balance

When Boku confirms the charge, the payment service sends the result back to the casino. The cashier can then mark the deposit as successful and add the funds to the gambling balance. Boku deposits are described as being credited almost instantly, although the visible result still depends on the communication between the cashier, Boku and the mobile network.

This explains why a bank-transfer casino search can produce confusing results. A casino may present a mobile-billing option beside bank cards and bank transfers, yet the underlying movement of money is entirely different. The bank is not the payer’s source in this route; the mobile operator is.

The account statement also follows the mobile route. Contract users find the charge on their phone bill, while PAYG users see their available credit reduced. The casino balance reflects the completed authorisation, but the corresponding debit sits with the mobile account. One payment, two ledgers.

A Boku deposit is therefore a chain rather than a single button: choose Boku in the cashier, enter the amount and mobile number, receive the SMS code, confirm it, and wait for the operator’s authorisation to reach the casino. The phone carries the verification and the bill carries the charge. That is the whole detour.

Small Deposits, Operator Limits and the Phone Bill

Pay by Phone is built around small denominations rather than the open-ended scale associated with a bank transfer. A specialist review describes Boku deposits as available only in amounts divisible by ten, with £10, £20 and £30 among the stated options. That makes the cashier’s menu part of the payment method itself: a requested amount outside those increments may simply not appear.

Boku Limits

Deposits are often available only in amounts divisible by ten, such as £10, £20 or £30.

Network Controls

Mobile operators may set daily or per-transaction ceilings, such as a £30 daily limit.

Casino Controls

Operators may impose their own specific deposit denominations or maximum limits.

The upper boundary is less tidy. One account places the standard UK Boku ceiling at £30 for a single transaction, while allowing that some casinos or network operators may set it at £40 or £50. That is a description from a specialist review, not a permanent rule for every British cashier. Another account gives a different picture, describing network-level deposits as limited to £10 per transaction and £30 per day. A separate version reports the £30 daily ceiling without specifying a per-transaction maximum. The disagreement matters because a failed payment may reflect a mobile-network control rather than a casino decision.

The safest distinction is between two layers of restriction. The casino controls what its cashier offers: it may make Boku available only at certain denominations, impose its own deposit ceiling, or remove the method altogether. The mobile operator controls the account-level allowance attached to the phone number. A specialist review attributes daily Boku limits to the mobile operator rather than the casino, but that statement is subject to change as network policies and payment arrangements change. A casino can display a permitted amount while the network still declines it.

This is why a small deposit can fail even when the casino appears to accept Boku. The cashier may accept the selected denomination, yet the mobile account may have reached its daily allowance. The reverse can also occur: the network may permit the payment, but the operator’s own cashier may impose a lower maximum. A bank transfer casino deposit does not behave in quite this layered way; Boku is tied to the phone account, so the billing relationship follows the mobile service rather than a bank balance.

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The charge then appears in one of two places. On a contract phone, the Boku payment is added to the monthly mobile bill. On a prepaid service, it is taken from the available PAYG credit. A specialist review states that a prepaid user cannot make the deposit when the remaining balance is insufficient. The phone therefore becomes a modest spending boundary as well as the billing channel. The casino may show an accepted payment screen, but the network still has to authorise the charge.

This also explains why a “fast” casino payment label says little about the amount that can be deposited. Boku transactions may be credited almost instantly, but speed does not override the phone operator’s controls, the available PAYG balance, or the limits configured in the casino cashier. A fast bank transfer casino can offer a different route altogether; it should not be treated as evidence that Boku will accept a larger payment.

The same caution applies when a site presents Boku beside bank transfer bonuses or other promotional language. The payment method, the operator’s cashier, and the mobile bill remain separate systems. A displayed amount is not necessarily the amount still available on the phone account, and a network allowance is not necessarily the casino’s own limit.

Attention Boku is a deposit-only method. It cannot be used to withdraw your casino winnings.

Small sums, several gatekeepers.

Why Boku Cannot Pay Out Winnings

Boku has a one-way role in casino payments. It can move money from a mobile account into a gambling account, but it cannot carry casino winnings back in the opposite direction. A player may therefore see Boku among the available deposit methods while finding no matching option in the cashier’s withdrawal menu. That is not a temporary technical omission; it is how the payment service is structured.

This distinction matters when comparing casinos described as accepting bank transfers or other real-money payment routes. A deposit method is only one part of the money journey. Once play has ended and a balance is ready to leave the casino, a different channel is required. Boku cannot receive that balance, and it cannot function as the destination for a withdrawal.

The practical consequence is that a separate withdrawal method must be registered with the operator. This may be a debit card, an electronic wallet or a bank transfer, provided that the casino supports it and the account passes the required checks. The method does not become available merely because Boku was used successfully for the original deposit. Payment systems are less like doors than corridors: entry and exit may be controlled by entirely different mechanisms.

That arrangement can make Boku less suitable for someone looking for a complete banking solution. It may serve a narrow purpose at the funding stage, especially where a phone bill or prepaid balance is being used instead of a card or bank account. It stops being sufficient once the account needs to send money outward. The convenience is therefore partial.

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A withdrawal method can also bring its own verification requirements. The casino must know where funds are going and who controls that destination. Those checks belong to the operator’s wider obligations, not to Boku itself. The mobile-payment service does not settle the identity or ownership questions involved in paying out winnings.

The regulatory setting explains why the operator, rather than the payment brand alone, remains central. In Great Britain, the UK Gambling Commission supervises remote gambling offered to consumers even when the equipment supporting the service is located elsewhere. It is the single regulator for commercial gambling in Great Britain, and it grants operating licences to gambling businesses as well as personal licences to individuals working in the sector.

That framework does not turn Boku into a withdrawal instrument. It places the casino’s payment arrangements within a regulated operating system, while the technical limits of each payment method remain unchanged. A UK-licensed casino must organise withdrawals through methods it supports and controls; Boku still remains deposit-only.

For that reason, a bank-transfer casino should be judged on more than whether its cashier accepts an incoming payment. The relevant question is also whether a supported withdrawal route is available and what registration it requires. A Boku deposit may open the account’s funding side, but it does not complete the financial relationship.

One-way money.

Method Type Pay by Phone

Withdrawal Support No

Primary UK Networks EE, O2, Vodafone, Three

The Remaining Direct-Boku Options

The direct Boku market is now a narrow one. A specialist review of UK payment options associated Boku with BoyleSports, Sun Bingo, William Hill, Sky Vegas, PlayOJO, Genting Casino, Betfred, Lottoland, bwin and 888 Casino. That is a record of operators linked with the method, not a permanent bank transfer casino list. Payment menus change, and an old association can outlive the button in the cashier.

BoyleSports has a particularly clear place in that account: the operator added Boku as a UK payment option in its cashier. This makes it a more specific example than a name repeated in a comparison table, although the presence of a method still belongs to the operator’s current payment configuration rather than to the brand’s history.

The remaining direct-Boku choices are described as a small, identifiable group. Jackpot Mobile Casino and Peachy Games are among the names included in that group by a specialist review. They are relevant to a search for a casino with instant bank transfer in the sense that both belong to the wider hunt for a quick deposit route, but Boku is not an ordinary bank transfer. The distinction matters: a phone-bill payment and a bank-funded cashier may sit beside one another in a search result while belonging to entirely different systems.

Availability therefore has to be treated at operator level. A casino may have appeared in a bank transfer casino site list because it once displayed Boku, while a later cashier may show another Pay by Phone service or no mobile option at all. The same caution applies to a proposed “best” casino with bank transfer: the label says little unless the relevant payment method is actually displayed for the account and jurisdiction in question.

A concise record of the names associated with direct Boku deposits is:

This is an availability snapshot drawn from a specialist review, not an endorsement and not proof that every name still offers the same cashier route. The shrinking number of direct options gives the list an almost archival quality. Payment menus are less sentimental.

Pay by Phone Has More Than One Route

“Pay by Phone” is not a single payment rail. Boku is one route, while Fonix and Siru Mobile are alternatives that can appear in a casino cashier under different names. The practical resemblance is obvious: the payment is tied to a mobile number rather than a bank card or ordinary bank transfer. The underlying service, however, is not necessarily the same.

That distinction matters when a casino is described as accepting mobile payments. A cashier showing Fonix is not evidence that it still supports direct Boku deposits. Equally, the disappearance of a Boku button does not mean every phone-based option has vanished. Operators have been changing providers, and the label presented to the customer may change with them. Payment menus are small records of commercial history.

Boku

The direct method associated with charging a mobile account or bill.

Fonix

An alternative pay-by-phone route used by some operators.

Siru Mobile

A separate service providing mobile-linked deposits.

Boku, Fonix and Siru Mobile

Boku is the direct method associated with charging a mobile account or bill. Fonix provides another pay-by-phone route, and Siru Mobile is a separate service again. Each must be treated as its own payment method, with its own availability and operator support.

A specialist review identified the following examples: MrQ and Duelz were associated with Fonix, whereas Mr Vegas and Videoslots were associated with Siru Mobile. Those examples illustrate the difference between the routes; they should not be read as a permanent market-wide directory. Payment menus can change, and a casino that once appeared under one service may later display another or remove phone payments entirely.

For someone comparing an online casino that accepts bank transfer with a phone-based alternative, this is an important boundary. A bank transfer is a movement of money from a bank account. Boku, Fonix and Siru Mobile belong to the Pay by Phone family, even though their processing arrangements differ. Calling every fast cashier option a bank transfer would make the comparison less precise, not more useful.

Which mobile networks support the services?

The network question is broader than the brand shown in the cashier. Pay-by-mobile services and Fonix are supported across EE, O2, Vodafone and Three. That gives the main UK mobile networks a place in the payment chain, but it does not turn support into a guarantee that every casino will offer every route to every account.

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The service name still has to be visible in the cashier, and the mobile account must be able to carry the charge. A network may support the payment provider while a particular operator has removed that option. Conversely, a casino may show Fonix or Siru Mobile where Boku is no longer available.

This is why an “instant bank transfer casino deposit” and a Pay by Phone deposit should not be treated as interchangeable descriptions. They may both lead to funds appearing promptly, but they begin from different financial systems. One travels through banking infrastructure; the other depends on a mobile-payment provider and a participating network. Small wording difference, substantial distinction.

Mobile Payments and Slot Play

Slot-focused casino searches often place payment words beside the game itself: bank-transfer slots, fast bank-transfer casino sites, or mobile deposits for slot play. The arrangement suggests a single product, as though the payment route and the reels were designed as one package. They are not. A payment method belongs to the cashier; a slot belongs to the operator’s game catalogue. One can be available while the other changes, disappears or is subject to a separate rule.

That distinction matters especially when Boku is involved. Boku is a Pay by Phone deposit method, not a special class of slot account. A deposit made through it may fund a gambling balance from which casino games can be played, but Boku itself does not determine which slots are offered. Nor does it provide a route for taking winnings away: Boku is deposit-only and cannot receive casino funds as a withdrawal method.

UK online slots have specific restrictions: a maximum stake of £5 for adults (25+) and £2 for those aged 18-24. Autoplay is banned.

The language of bank transfers can therefore mislead. A bank transfer normally describes money moving between bank accounts. A Boku payment is associated with the mobile phone bill or prepaid balance instead. A site that accepts one route may not accept the other, even when both appear beside the same slot-related wording. “Fast” is similarly unstable: the speed of a cashier credit is not a feature that can be inferred from a game category, and a payment label does not turn Boku into an instant bank transfer.

There is also a specifically British limit on the way online slots are played. The maximum stake per game cycle is £5 for customers aged 25 and over, while customers aged 18 to 24 face a £2 maximum. The £5 limit for all adults took effect on 9 April 2025. These are restrictions on the slot game, not on the funding method. A Pay by Phone deposit does not create an exception, and a bank-funded balance would not create one either.

British online slots must also run each spin for at least 2.5 seconds, and autoplay is banned. The rules have an almost physical quality: the payment may be electronic and nearly invisible, but the game cannot be made to rush past the player. A cashier can move money; it cannot remove the conditions attached to the play that follows.

Bonuses Are a Separate Set of Terms

A payment method and a promotional offer belong to different contractual layers. A casino may accept a Pay by Phone deposit while excluding that same deposit from its welcome promotion. The cashier answers whether money can be added; the bonus rules decide whether that transaction creates bonus funds or spins. Treating the two as interchangeable is how a small deposit acquires a surprisingly large footnote.

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This distinction matters when comparing a bank-transfer casino bonus in the UK with other funding routes. A casino may advertise a deposit match while applying eligibility only to selected methods, or it may make the offer available after registration but exclude Pay by Phone transactions. A “no deposit” offer is separate again: it does not turn an ordinary deposit into a qualifying one, and its conditions must be read independently.

A typical UK welcome promotion, as described in a specialist review, is a 100% match on a deposit up to £100, with wagering set at 35 times the relevant bonus amount. That is a shape, not a promise attached to every operator or every payment route. The words “instant bank transfer casino bonus” therefore say little about whether a Boku transaction qualifies. The method named in the cashier and the method named in the promotional terms must match.

Time limits can be just as decisive. In the same type of specialist review, bonus funds expire within 30 days, while bonus spins expire within 72 hours. Expiry may remove unused promotional value even when the underlying casino account remains open. The calendar is part of the offer, not decoration.

The sensible order is therefore simple: read the payment conditions, then the bonus terms, and look specifically for exclusions covering Pay by Phone, bank transfers, or other funding methods. A casino no-deposit bonus linked to bank transfer payouts is not automatically connected to a deposit made by phone. The offer governs the offer.

Do

Don’t

When a Pay-by-Phone Deposit Counts for a Bonus

A Pay by Phone deposit does not carry a universal bonus status. The casino decides whether the payment method qualifies, and the answer can differ even when the promotional wording looks similar. A deposit may be accepted for play while remaining outside the qualifying definition for a welcome offer. The cashier and the bonus terms therefore perform different jobs.

A specialist casino review identifies MrQ, Duelz, Mr Vegas and Videoslots as operators where Pay by Phone deposits are accepted for bonus eligibility. That is a narrower statement than saying every Boku deposit at every listed casino qualifies. It describes confirmed operator examples, not a permanent rule for the whole British market. Payment menus and promotional conditions can change; the relevant operator’s terms remain decisive.

Elsewhere, the position is less generous. A specialist review found that Boku casino deposits generally came without a dedicated Boku promotion, while the platforms it assessed did not impose Boku-specific restrictions on the available bonuses. Those observations sit beside the confirmed examples rather than replacing them. “No special Boku bonus” and “a Boku deposit can count towards a general welcome offer” are not contradictory: one concerns a promotion designed around the payment method, the other concerns eligibility under an existing offer.

This distinction matters for searches about an instant bank-transfer casino, slots funded by instant bank transfer, or a no-deposit bonus at a casino not on GamStop. A Pay by Phone deposit is a separate route, and the wording of a bank-transfer promotion cannot be applied to it by implication. The account must show both an available offer and payment-method eligibility.

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The sensible order is plain: read the offer’s qualifying-deposit clause, check whether Pay by Phone or Boku is named among exclusions, then confirm the cashier still offers the method. A bonus is a contract of small print, not a thank-you note.

A Payment Route Through Neteller

For a casino payment method search centred on bank transfers, Neteller offers a different kind of route. It is not a bank transfer, and it does not turn Boku into one. The arrangement is indirect: Boku is used to add money to a Neteller account, and that balance is then used at a casino that accepts Neteller.

A specialist review describes this pathway as available to players who want to move money from a mobile-billed payment into an online gambling wallet. The important distinction is the point at which the casino receives the funds. It does not receive a Boku deposit. It receives a Neteller payment.

That difference matters when comparing casino payment methods in the UK. A cashier may display Neteller while offering no Boku option at all. In that case, Boku belongs to the funding stage before the casino transaction, not to the casino’s own list of supported deposits. The route therefore has two separate relationships:

The operator’s terms remain relevant at the second stage. A casino accepting Neteller may set its own conditions for deposits, verification, bonuses and withdrawals. A Boku-funded Neteller balance does not automatically change those conditions or make a bank transfer casino payout possible.

Nor should this route be confused with a bank transfer casino payment in the ordinary sense. A bank transfer moves money through a bank account; the Boku-to-Neteller path moves it through a payment wallet. The practical result can look similar — money reaches the gambling account without a card — but the systems behind it are not interchangeable.

The arrangement may appeal where direct Boku acceptance has disappeared but Neteller remains visible in the cashier. It is, however, a workaround rather than evidence that the casino accepts Pay by Phone directly. That small distinction prevents a surprisingly large misunderstanding.

What are the deposit limits at pay by mobile casinos?

Boku deposits are generally limited to £30 per transaction, although some casinos or mobile operators may allow £40 or £50. Network-level limits are typically about £10 per transaction and £30 per day; PAYG users also cannot spend more than their remaining phone credit.

Can I deposit by phone bill without Boku?

Yes. Some casinos use other pay-by-mobile services, including Fonix and Siru Mobile, instead of Boku.

Is Boku safe to use at casinos that still accept it?

Boku charges the deposit to your mobile bill or prepaid balance, and you confirm the payment with an SMS verification code. Use it only at a casino licensed by the UK Gambling Commission.

What is the Boku registration process?

Select Boku in the casino cashier, enter the deposit amount and your mobile number, then confirm the payment using the verification code sent by SMS.

How does Boku work?

Boku links a casino deposit to your mobile number, then charges it to your monthly phone bill or deducts it from your PAYG credit. It is for deposits only, not withdrawals.

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